Loan & EMI Calculator
Calculate loan EMI, monthly payments, and amortization schedules instantly in your browser. Free tool, no data upload, 100% private.
Enter loan details to calculate.
Features
100% Browser-Based
All calculations happen in your browser. Your financial data never leaves your device.
Free & No Sign Up
No registration, no limits, no hidden fees. Just open and use.
Instant Results
Get EMI, total interest, and repayment breakdown in real time as you adjust inputs.
Amortization Schedule
View a detailed month-by-month breakdown of principal and interest payments over the full loan term.
Frequently Asked Questions
Is my financial data sent to any server?
No. All calculations happen entirely in your browser using JavaScript. Your loan details and financial information never leave your device.
What is EMI?
EMI (Equated Monthly Installment) is a fixed payment amount made by a borrower to a lender at a specified date each month. It includes both principal and interest components.
How is the monthly payment calculated?
The monthly payment is calculated using the standard amortization formula that accounts for the loan amount, interest rate, and loan term to produce equal monthly payments over the full term.
Can I compare different loan options?
Yes. You can quickly adjust the loan amount, interest rate, and term to compare different scenarios and see how each affects your monthly payment and total interest paid.